Who are we
forethought brokers are an independent Insurance broker, specialising in commercial Insurances.
We have strong commercial insurance experience and truly add value to your Organisation versus transactional brokers through our approach combining business acumen and insurance knowledge.
What we can do
- We can arrange a wide variety of insurances to address the risks to your firm.
- We can also arrange ‘schemes’ of cover for Trade Associations, and groups of businesses.
How we work
Risks - from the ordinary to the extra-ordinary
We use our commercial acumen (MBA, Chartered Manager), to understand your business and its present and future risks before investigating potential insurance solutions. Our approach covers every facet of your business that presents a potential risk, from the everyday to the unexpected.
Finding the best fit for your business - not ours
We are not simply a transactional broker, shoehorning your insurances into an ‘off the shelf’ product, and looking to renew the next year. Neither do we just operate a single ‘agency’ and push all our clients to that one insurer.
Investigate then explain the best possible quotes
We canvass the market appropriate to your needs to obtain competitive quotes from different insurers. We show you how the market sits, and explain the relative benefits and differences of each quote.
Transparent fee for best price guarantee
Traditionally earning brokerage (a % of your insurance premium) can be a disincentive to obtain the best prices for you, as a cheaper premium earns the broker proportionately less. We therefore, prefer to work on a transparent fee basis, to reflect our commitment to finding you the best coverage, at the best price possible.
Why choose us
You could benefit from:
- An unrivalled understanding of the risks associated to your business
- Competitive transparent pricing by obtaining alternative terms, and working for a fee not brokerage
- First-class customer service for each and every client regardless of size
- 24/7 support
We look forward to investigating your needs. Even if your renewal is some months away, let us know and we can begin planning for a more affordable future for your business.
If there is a job we are not suited for, we will tell you and look for people who can help you better, not take it on regardless. That’s not nice, and bad press is powerful.